:root {
  --etf-navy: #0c294b;
  --etf-navy-2: #123b60;
  --etf-blue: #087cf0;
  --etf-blue-dark: #075fb8;
  --etf-teal: #087b70;
  --etf-teal-dark: #07544f;
  --etf-gold: #ffbd24;
  --etf-plum: #57224a;
  --etf-ink: #102541;
  --etf-muted: #526a86;
  --etf-line: #ccdeee;
  --etf-soft: #edf6fd;
  --etf-white: #fff;
  --etf-radius: 22px;
  --etf-shadow: 0 18px 44px rgba(12, 41, 75, .09);
}

html { scroll-behavior: smooth; }

.etf-page {
  color: var(--etf-ink);
  background: #f3f8fc;
}

.etf-page main { overflow: hidden; }

.etf-page a:focus-visible,
.etf-page button:focus-visible,
.etf-page input:focus-visible,
.etf-page select:focus-visible {
  outline: 3px solid var(--etf-gold);
  outline-offset: 3px;
}

.etf-page .button {
  min-height: 50px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 21px;
  border: 2px solid transparent;
  border-radius: 10px;
  font-weight: 850;
  line-height: 1.25;
  text-align: center;
  text-decoration: none;
}

.etf-page .button-primary {
  color: #fff;
  background: var(--etf-blue);
  box-shadow: 0 10px 24px rgba(8, 124, 240, .22);
}

.etf-page .button-primary:hover { background: var(--etf-blue-dark); }

.etf-page .button-secondary {
  color: var(--etf-navy);
  background: #fff;
  border-color: #bdd3e8;
}

.etf-page .button-secondary:hover {
  color: #fff;
  background: var(--etf-navy);
  border-color: var(--etf-navy);
}

.etf-hero {
  grid-template-columns: minmax(0, 1.16fr) minmax(360px, .84fr);
  gap: 40px;
  align-items: center;
  padding-top: 58px;
  padding-bottom: 54px;
}

.etf-hero-copy { min-width: 0; }

.etf-hero h1 {
  max-width: 820px;
  margin: 12px 0 20px;
  color: var(--etf-navy);
  font-size: clamp(2.55rem, 5vw, 4.6rem);
  line-height: .99;
  letter-spacing: -.055em;
}

.etf-hero .article-lead {
  max-width: 820px;
  margin: 0;
  color: #425c78;
  font-size: clamp(1.05rem, 1.7vw, 1.24rem);
  line-height: 1.72;
}

.etf-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
}

.etf-meta li {
  padding: 9px 13px;
  color: #334e6d;
  background: #fff;
  border: 1px solid #d7e4f0;
  border-radius: 999px;
  box-shadow: 0 6px 18px rgba(12, 41, 75, .05);
  font-size: .88rem;
  font-weight: 850;
}

.etf-actions,
.etf-verdict-actions,
.etf-final-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 24px;
}

.etf-affiliate-note {
  max-width: 820px;
  margin: 22px 0 0;
  padding: 14px 16px;
  color: #58491e;
  background: #fff8e7;
  border-left: 4px solid var(--etf-gold);
  font-size: .9rem;
  line-height: 1.58;
}

.etf-hero-card {
  overflow: hidden;
  color: #fff;
  background: linear-gradient(145deg, var(--etf-navy) 0%, #066d70 100%);
  border-radius: 28px;
  box-shadow: 0 24px 50px rgba(12, 41, 75, .2);
}

.etf-hero-card > img {
  width: 100%;
  aspect-ratio: 1198 / 627;
  object-fit: cover;
  border: 0;
}

.etf-hero-card-head { padding: 25px 28px 22px; }

.etf-hero-card-head > span {
  display: block;
  margin-bottom: 8px;
  color: #8fecff;
  font-size: .8rem;
  font-weight: 900;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.etf-hero-card-head strong {
  display: block;
  color: #fff;
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  line-height: 1.06;
}

.etf-hero-card-head small {
  display: block;
  margin-top: 10px;
  color: #d9eef5;
  line-height: 1.55;
}

.etf-hero-facts {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  border-top: 1px solid rgba(255, 255, 255, .18);
}

.etf-hero-facts div {
  min-height: 106px;
  padding: 21px 23px;
  border-right: 1px solid rgba(255, 255, 255, .16);
  border-bottom: 1px solid rgba(255, 255, 255, .16);
}

.etf-hero-facts div:nth-child(even) { border-right: 0; }

.etf-hero-facts strong {
  display: block;
  color: #fff;
  font-size: 1.35rem;
}

.etf-hero-facts span {
  display: block;
  margin-top: 7px;
  color: #d8eef4;
  font-size: .84rem;
}

.etf-hero-card > p {
  margin: 0;
  padding: 19px 28px 23px;
  color: #e7f5f7;
  font-size: .9rem;
  line-height: 1.55;
}

.etf-hero-card > p strong { color: #ffe17b; }

.etf-layout {
  grid-template-columns: minmax(230px, 280px) minmax(0, 1fr);
  gap: 32px;
}

.etf-sidebar .toc-card { padding: 18px 18px 16px; }

.etf-sidebar .toc-card ol { gap: 0; }

.etf-sidebar .toc-card li {
  padding: 7px 0;
  border-top: 1px solid #e2ebf3;
}

.etf-sidebar .toc-card li:first-child { border-top: 0; }

.etf-sidebar .toc-card a { font-size: .81rem; }

.etf-side-cta {
  margin-top: 14px;
  padding: 20px;
  color: #fff;
  background: linear-gradient(145deg, var(--etf-navy), #174f7b);
  border-radius: 18px;
  box-shadow: var(--etf-shadow);
}

.etf-side-cta .eyebrow { margin: 0 0 8px; color: #82ecda; }
.etf-side-cta h3 { margin: 0; color: #fff; font-size: 1.18rem; }
.etf-side-cta p { color: #dcebf7; font-size: .86rem; line-height: 1.55; }
.etf-side-cta .button { width: 100%; background: var(--etf-gold); color: var(--etf-navy); box-shadow: none; }
.etf-side-cta .button:hover { background: #ffd05c; }
.etf-side-cta small { display: block; margin-top: 10px; color: #bcd2e5; font-size: .72rem; }

.etf-content > section { scroll-margin-top: 104px; }

.etf-content .eyebrow {
  margin: 0 0 12px;
  color: #0671d9;
  font-size: .78rem;
  font-weight: 900;
  letter-spacing: .055em;
  text-transform: uppercase;
}

.etf-verdict {
  overflow: hidden;
  margin-bottom: 24px;
  padding: 36px;
  color: #fff;
  background: linear-gradient(145deg, var(--etf-navy) 0%, #0a6670 100%);
  border-radius: var(--etf-radius);
  box-shadow: var(--etf-shadow);
}

.etf-verdict .eyebrow { color: #ffe06c; }

.etf-verdict h2 {
  margin: 0 0 16px;
  color: #fff;
  font-size: clamp(1.9rem, 3.6vw, 3rem);
  line-height: 1.1;
}

.etf-verdict > p:not(.eyebrow) {
  max-width: 930px;
  margin: 0;
  color: #e2f0f5;
  font-size: 1.04rem;
  line-height: 1.7;
}

.etf-verdict-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-top: 25px;
}

.etf-verdict-grid article {
  padding: 19px;
  background: rgba(255, 255, 255, .09);
  border: 1px solid rgba(255, 255, 255, .17);
  border-radius: 16px;
}

.etf-verdict-grid span { color: #8cecff; font-size: .78rem; font-weight: 900; }
.etf-verdict-grid h3 { margin: 7px 0 6px; color: #fff; font-size: 1.08rem; }
.etf-verdict-grid p { margin: 0; color: #d7e9f1; font-size: .88rem; line-height: 1.58; }

.etf-content .article-card-box {
  border-color: var(--etf-line);
  box-shadow: var(--etf-shadow);
}

.etf-content .article-card-box > h2,
.etf-faq > h2 {
  color: var(--etf-navy);
  letter-spacing: -.025em;
  line-height: 1.12;
}

.etf-definition-grid,
.etf-check-grid,
.etf-portfolio-grid,
.etf-currency-grid,
.etf-broker-grid,
.etf-strategy-grid,
.etf-risk-grid,
.etf-tax-grid {
  display: grid;
  gap: 14px;
  margin: 22px 0;
}

.etf-definition-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.etf-check-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.etf-check-grid article:last-child { grid-column: 1 / -1; }
.etf-portfolio-grid,
.etf-currency-grid,
.etf-broker-grid,
.etf-strategy-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.etf-risk-grid,
.etf-tax-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }

.etf-definition-grid article,
.etf-check-grid article,
.etf-portfolio-grid article,
.etf-currency-grid article,
.etf-broker-grid article,
.etf-strategy-grid article,
.etf-risk-grid article,
.etf-tax-grid article {
  padding: 20px;
  background: #f4f8fc;
  border: 1px solid #d4e2ef;
  border-radius: 16px;
}

.etf-definition-grid span,
.etf-check-grid > article > span,
.etf-portfolio-grid > article > span,
.etf-currency-grid > article > span,
.etf-risk-grid > article > span,
.etf-tax-grid > article > span {
  display: block;
  margin-bottom: 8px;
  color: #0675df;
  font-size: .77rem;
  font-weight: 900;
  letter-spacing: .05em;
  text-transform: uppercase;
}

.etf-definition-grid strong,
.etf-portfolio-grid strong {
  display: block;
  color: var(--etf-navy);
  font-size: 1.05rem;
  line-height: 1.35;
}

.etf-definition-grid h3,
.etf-check-grid h3,
.etf-portfolio-grid h3,
.etf-currency-grid h3,
.etf-strategy-grid h3,
.etf-risk-grid h3,
.etf-tax-grid h3 {
  margin: 0 0 8px;
  color: var(--etf-navy);
  font-size: 1.09rem;
  line-height: 1.3;
}

.etf-definition-grid p,
.etf-check-grid p,
.etf-portfolio-grid p,
.etf-currency-grid p,
.etf-strategy-grid p,
.etf-risk-grid p,
.etf-tax-grid p {
  margin: 0;
  color: var(--etf-muted);
  font-size: .91rem;
  line-height: 1.62;
}

.etf-retained-image img { aspect-ratio: 1198 / 627; object-fit: cover; }

.etf-page .table-wrap {
  overflow-x: auto;
  margin: 22px 0;
  border: 1px solid var(--etf-line);
  border-radius: 17px;
  -webkit-overflow-scrolling: touch;
}

.etf-page table { width: 100%; min-width: 720px; border-collapse: collapse; }
.etf-page caption { padding: 13px 16px; color: #536a84; background: #f7fbff; font-size: .83rem; text-align: left; }
.etf-page th, .etf-page td { padding: 15px 16px; border-bottom: 1px solid #d7e4ef; text-align: left; vertical-align: top; }
.etf-page th { color: #506781; background: #edf4fb; font-size: .79rem; text-transform: uppercase; }
.etf-page td { color: #263f5d; font-size: .91rem; line-height: 1.55; }
.etf-page tbody tr:last-child td { border-bottom: 0; }
.etf-page tbody tr:hover { background: #f8fbfe; }
.etf-page code { padding: 2px 5px; color: #075ea9; background: #eaf4fe; border-radius: 5px; font-family: ui-monospace, SFMono-Regular, Consolas, monospace; font-size: .85em; }

.etf-formula,
.etf-warning,
.etf-tax-warning,
.etf-stress-test,
.etf-rule,
.etf-table-note,
.etf-broker-checklist,
.etf-affiliate-disclosure {
  margin: 22px 0;
  padding: 20px 22px;
  border-radius: 16px;
}

.etf-formula {
  color: #fff;
  background: linear-gradient(135deg, #0b3963, #087d75);
}

.etf-formula span { display: block; color: #92e9f2; font-size: .76rem; font-weight: 900; text-transform: uppercase; }
.etf-formula strong { display: block; margin-top: 8px; color: #fff; font-size: clamp(1.04rem, 2vw, 1.3rem); line-height: 1.5; }

.etf-warning,
.etf-tax-warning {
  color: #563f12;
  background: #fff6d8;
  border: 1px solid #f1d781;
  border-left: 5px solid #e9a800;
  line-height: 1.65;
}

.etf-table-note,
.etf-affiliate-disclosure {
  color: #38536f;
  background: #edf6ff;
  border: 1px solid #cfe2f5;
  border-left: 5px solid var(--etf-blue);
  line-height: 1.65;
}

.etf-tool {
  overflow: hidden;
  margin-bottom: 24px;
  padding: 30px;
  color: #fff;
  background: linear-gradient(145deg, var(--etf-navy), #0a6280);
  border-radius: var(--etf-radius);
  box-shadow: 0 20px 45px rgba(12, 41, 75, .17);
}

.etf-tool--navy { background: linear-gradient(145deg, #0a294a, #143f6a); }
.etf-tool--teal { background: linear-gradient(145deg, #07504f, #087c70); }
.etf-tool--plum { background: linear-gradient(145deg, #38234c, var(--etf-plum)); }

.etf-tool-head {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  align-items: flex-start;
  margin-bottom: 24px;
}

.etf-tool-head .eyebrow { color: #83e9f4; }
.etf-tool-head h2 { margin: 0; color: #fff; font-size: clamp(1.8rem, 3.5vw, 2.65rem); line-height: 1.12; }
.etf-tool-head p:not(.eyebrow) { max-width: 740px; margin: 10px 0 0; color: #d8e9f3; line-height: 1.65; }
.etf-tool-head > span { flex: 0 0 auto; padding: 8px 11px; color: #fff; background: rgba(255,255,255,.13); border: 1px solid rgba(255,255,255,.2); border-radius: 999px; font-size: .74rem; font-weight: 900; }

.etf-tool-layout { display: grid; grid-template-columns: minmax(0, 1fr); gap: 18px; }
.etf-tool-form { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 13px; }
.etf-tool-form label { display: grid; gap: 7px; align-content: start; color: #e7f1f8; font-size: .79rem; font-weight: 850; }
.etf-tool-form input, .etf-tool-form select { width: 100%; min-height: 50px; box-sizing: border-box; padding: 11px 13px; color: var(--etf-navy); background: #fff; border: 2px solid rgba(255,255,255,.26); border-radius: 9px; font: inherit; font-size: 1rem; font-weight: 800; }

.etf-tool-results {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  align-content: start;
  padding: 16px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.19);
  border-radius: 16px;
}

.etf-tool-results > div {
  min-height: 92px;
  padding: 14px;
  background: rgba(255,255,255,.09);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: 12px;
}

.etf-tool-results > div.is-highlight { grid-column: 1 / -1; background: #fff; }
.etf-tool-results span { display: block; color: #c9ddeb; font-size: .72rem; font-weight: 850; line-height: 1.4; text-transform: uppercase; }
.etf-tool-results strong { display: block; margin-top: 8px; color: #fff; font-size: clamp(1.35rem, 3vw, 2rem); line-height: 1.1; white-space: nowrap; overflow-wrap: normal; font-variant-numeric: tabular-nums; }
.etf-tool-results small { display: block; margin-top: 7px; color: #4c6781; font-weight: 750; }
.etf-tool-results .is-highlight span { color: #4a6781; }
.etf-tool-results .is-highlight strong { color: #087b70; }
.etf-tool-results > p { grid-column: 1 / -1; margin: 0; padding: 13px 14px; color: #173b59; background: #eff8f6; border-radius: 11px; font-size: .84rem; line-height: 1.55; }
.etf-tool-note { margin: 18px 0 0; color: #cee0ec; font-size: .78rem; line-height: 1.55; }

.etf-product-table td:first-child { min-width: 230px; }

.etf-portfolio-grid article:nth-child(2) { border-top: 4px solid var(--etf-teal); }
.etf-portfolio-grid article:nth-child(1) { border-top: 4px solid var(--etf-blue); }
.etf-portfolio-grid article:nth-child(3) { border-top: 4px solid var(--etf-gold); }
.etf-portfolio-grid strong { margin-top: 12px; font-size: .9rem; }

.etf-currency-grid article { background: #edf7f7; border-color: #bfdfdc; }
.etf-currency-grid > article > span { display: inline-flex; align-items: center; justify-content: center; width: 30px; height: 30px; color: #fff; background: var(--etf-teal); border-radius: 50%; }

.etf-broker-grid article { display: flex; flex-direction: column; background: #fff; box-shadow: 0 10px 28px rgba(12,41,75,.06); }
.etf-broker-head { padding-bottom: 14px; border-bottom: 1px solid #d9e5ef; }
.etf-broker-head span { color: #087d72; font-size: .74rem; font-weight: 900; text-transform: uppercase; }
.etf-broker-head h3 { margin: 6px 0 0; color: var(--etf-navy); font-size: 1.45rem; }
.etf-broker-grid p { flex: 1; margin: 16px 0; }
.etf-broker-grid .button { width: 100%; }
.etf-text-link { display: block; margin-top: 12px; text-align: center; }
.etf-broker-checklist { color: #e4eff7; background: var(--etf-navy); }
.etf-broker-checklist h3 { margin: 0; color: #fff; }
.etf-broker-checklist li { color: #e4eff7; }
.etf-broker-checklist .button { margin-top: 8px; }

.etf-steps { display: grid; gap: 0; margin: 24px 0; }
.etf-steps article { position: relative; min-height: 90px; padding: 0 0 25px 70px; }
.etf-steps article::before { content: ""; position: absolute; top: 42px; bottom: 0; left: 23px; width: 2px; background: #c5d9ea; }
.etf-steps article:last-child::before { display: none; }
.etf-steps article > span { position: absolute; top: 0; left: 0; display: inline-flex; align-items: center; justify-content: center; width: 48px; height: 48px; color: #fff; background: var(--etf-navy); border-radius: 50%; font-size: .75rem; font-weight: 900; }
.etf-steps h3 { margin: 0 0 6px; color: var(--etf-navy); font-size: 1.2rem; }
.etf-steps p { margin: 0; }

.etf-order-box { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.etf-order-box > div { padding: 20px; background: #eff6fc; border: 1px solid #cfe0ee; border-radius: 15px; }
.etf-order-box span { color: #0879e5; font-size: .75rem; font-weight: 900; text-transform: uppercase; }
.etf-order-box strong { display: block; margin: 7px 0 8px; color: var(--etf-navy); font-size: 1.12rem; }
.etf-order-box p { margin: 0; font-size: .9rem; }

.etf-strategy-grid article { border-top: 4px solid #78bddf; }

.etf-rule {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 14px;
  color: #14455e;
  background: #eaf8f4;
  border: 1px solid #bce3d8;
  line-height: 1.6;
}
.etf-rule strong { color: #087a6e; }

.etf-stress-test {
  color: #f8eef2;
  background: #60253a;
}
.etf-stress-test h3 { margin: 0 0 8px; color: #fff; }
.etf-stress-test p { margin: 0; color: #f6e6eb; }

.etf-mistakes { columns: 2; column-gap: 34px; display: block !important; }
.etf-mistakes li { break-inside: avoid; margin-bottom: 9px; }

.etf-faq {
  border-color: var(--etf-line);
  box-shadow: var(--etf-shadow);
}

.etf-faq details { overflow: hidden; margin-top: 10px; border: 1px solid #d2e1ed; border-radius: 13px; }
.etf-faq summary { padding: 16px 18px; color: var(--etf-navy); background: #f5f9fd; font-weight: 850; cursor: pointer; }
.etf-faq details p { padding: 0 18px 18px; }

.etf-source-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin: 22px 0 !important;
  padding: 0 !important;
  list-style: none;
}

.etf-source-list li { padding: 15px; background: #f4f8fc; border: 1px solid #d5e2ee; border-radius: 12px; }
.etf-source-list a { display: block; }
.etf-source-list span { display: block; margin-top: 5px; color: #637890; font-size: .8rem; }

.etf-method-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; margin: 22px 0; }
.etf-method-grid > div { padding: 16px; background: #eef6fc; border: 1px solid #cfe0ec; border-radius: 12px; }
.etf-method-grid span { display: block; color: #597089; font-size: .74rem; font-weight: 800; text-transform: uppercase; }
.etf-method-grid strong { display: block; margin-top: 5px; color: var(--etf-navy); font-size: 1rem; }

.etf-final {
  margin-bottom: 24px;
  padding: 36px;
  color: #fff;
  background: linear-gradient(145deg, #24134f, #5427a0);
  border-radius: var(--etf-radius);
  box-shadow: var(--etf-shadow);
}

.etf-final .eyebrow { color: #ffe06c; }
.etf-final h2 { margin: 0; color: #fff; font-size: clamp(1.9rem, 3.7vw, 3rem); line-height: 1.1; }
.etf-final > p:not(.eyebrow) { margin: 18px 0 0; color: #e9e2f7; font-size: 1rem; line-height: 1.7; }
.etf-final small { display: block; margin-top: 17px; color: #d4c8e8; }
.etf-final .button-primary { color: #0860b6; background: #fff; }
.etf-final .button-secondary { color: #fff; background: transparent; border-color: rgba(255,255,255,.52); }
.etf-final .button-secondary:hover { color: #261551; background: #fff; }

.etf-related .related-card { transition: transform .2s ease, box-shadow .2s ease; }
.etf-related .related-card:hover { transform: translateY(-3px); box-shadow: 0 18px 34px rgba(12,41,75,.12); }

@media (max-width: 1120px) {
  .etf-hero { grid-template-columns: 1fr; }
  .etf-hero-card { max-width: 760px; }
  .etf-layout { grid-template-columns: 1fr; }
  .etf-sidebar { position: static; }
  .etf-sidebar .toc-card ol { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .etf-side-cta, .etf-sidebar .disclaimer-note { display: none; }
  .etf-tool-layout { grid-template-columns: 1fr; }
}

@media (max-width: 820px) {
  .etf-definition-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .etf-portfolio-grid,
  .etf-currency-grid,
  .etf-broker-grid,
  .etf-strategy-grid { grid-template-columns: 1fr; }
  .etf-verdict-grid { grid-template-columns: 1fr; }
  .etf-method-grid { grid-template-columns: 1fr; }
}

@media (max-width: 760px) {
  .etf-hero { padding-top: 36px; padding-bottom: 38px; }
  .etf-hero h1 { font-size: clamp(2.2rem, 10.5vw, 3.1rem); overflow-wrap: anywhere; }
  .etf-hero .article-lead { font-size: 1rem; }
  .etf-meta { gap: 7px; }
  .etf-meta li { padding: 7px 10px; font-size: .77rem; }
  .etf-actions, .etf-verdict-actions, .etf-final-actions { display: grid; grid-template-columns: 1fr; }
  .etf-actions .button, .etf-verdict-actions .button, .etf-final-actions .button { width: 100%; box-sizing: border-box; }
  .etf-hero-card-head { padding: 21px; }
  .etf-hero-facts div { min-height: 94px; padding: 18px; }
  .etf-hero-card > p { padding: 17px 21px 21px; }
  .etf-sidebar .toc-card ol { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .etf-sidebar .toc-card a { font-size: .76rem; }
  .etf-verdict, .etf-final, .etf-tool { padding: 24px 20px; }
  .etf-content .article-card-box, .etf-faq { padding: 22px 20px; }
  .etf-content .article-card-box > h2, .etf-faq > h2 { font-size: clamp(1.75rem, 8vw, 2.35rem); }
  .etf-content .article-card-box p, .etf-content .article-card-box li { font-size: .98rem; }
  .etf-definition-grid,
  .etf-check-grid,
  .etf-risk-grid,
  .etf-tax-grid,
  .etf-source-list { grid-template-columns: 1fr; }
  .etf-check-grid article:last-child { grid-column: auto; }
  .etf-tool-head { display: block; }
  .etf-tool-head > span { display: inline-flex; margin-top: 13px; }
  .etf-tool-form { grid-template-columns: 1fr; }
  .etf-tool-results { grid-template-columns: 1fr; }
  .etf-tool-results > div.is-highlight, .etf-tool-results > p { grid-column: auto; }
  .etf-order-box { grid-template-columns: 1fr; }
  .etf-rule { grid-template-columns: 1fr; }
  .etf-mistakes { columns: 1; }
  .etf-steps article { padding-left: 60px; }
  .etf-page .table-wrap { margin-right: -20px; margin-left: -20px; border-right: 0; border-left: 0; border-radius: 0; }
  .etf-page table { min-width: 690px; }
}

@media (max-width: 420px) {
  .etf-sidebar .toc-card ol { grid-template-columns: 1fr; }
  .etf-hero-facts { grid-template-columns: 1fr; }
  .etf-hero-facts div { border-right: 0; }
  .etf-definition-grid { grid-template-columns: 1fr; }
  .etf-tool-results strong { font-size: 1.4rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .etf-related .related-card { transition: none; }
}