:root {
  --transfer-navy: #0b2345;
  --transfer-blue: #1478e8;
  --transfer-cyan: #16b8d8;
  --transfer-violet: #7048ff;
  --transfer-lime: #c8f22c;
  --transfer-yellow: #fff36d;
  --transfer-soft: #eef7ff;
  --transfer-ink-soft: #526a84;
}

html {
  scroll-padding-top: 96px;
}

body.transfer-guide-page {
  overflow-x: hidden;
}

.transfer-guide-page .article-hero {
  align-items: stretch;
  padding-top: 72px;
  padding-bottom: 38px;
}

.transfer-guide-page .article-hero-copy {
  align-self: center;
}

.transfer-guide-page .article-hero-copy h1 {
  max-width: 820px;
  margin-top: 12px;
  font-size: clamp(42px, 5.5vw, 68px);
  line-height: 1.01;
  letter-spacing: -.04em;
}

.transfer-guide-page .article-lead {
  max-width: 790px;
  font-size: clamp(18px, 2vw, 22px);
  line-height: 1.58;
}

.transfer-guide-page .article-actions {
  align-items: center;
}

.transfer-guide-page .affiliate-disclosure {
  max-width: 790px;
  margin: 16px 0 0;
  padding: 13px 16px;
  color: #445d76;
  background: rgba(255,255,255,.86);
  border: 1px solid #d8e5f1;
  border-radius: 14px;
  font-size: 13px;
  line-height: 1.55;
}

.transfer-guide-page .button-ghost {
  color: var(--transfer-navy);
  background: #fff;
  border: 1px solid #cddceb;
}

.transfer-guide-page .button-ghost:hover,
.transfer-guide-page .button-ghost:focus-visible {
  border-color: var(--transfer-blue);
  box-shadow: 0 10px 30px rgba(20,120,232,.12);
}

.transfer-hero-card {
  position: relative;
  overflow: hidden;
  min-height: 100%;
  padding: 26px;
  color: #fff;
  background:
    radial-gradient(circle at 90% 5%, rgba(200,242,44,.9), transparent 28%),
    radial-gradient(circle at 6% 94%, rgba(22,184,216,.65), transparent 34%),
    linear-gradient(145deg, #081f40 0%, #0f3f78 55%, #5737dd 100%);
  border: 1px solid rgba(255,255,255,.15);
}

.transfer-hero-card::after {
  position: absolute;
  right: -70px;
  bottom: -95px;
  width: 240px;
  height: 240px;
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 50%;
  box-shadow: 0 0 0 32px rgba(255,255,255,.05), 0 0 0 64px rgba(255,255,255,.035);
  content: "";
}

.transfer-hero-card > * {
  position: relative;
  z-index: 1;
}

.transfer-hero-kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 14px;
  padding: 7px 10px;
  color: #08213f;
  background: var(--transfer-lime);
  border-radius: 999px;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .05em;
  text-transform: uppercase;
}

.transfer-hero-card h2 {
  max-width: 420px;
  margin: 0 0 8px;
  color: #fff;
  font-size: clamp(27px, 3vw, 36px);
  line-height: 1.05;
}

.transfer-hero-card > p {
  max-width: 440px;
  margin: 0 0 20px;
  color: rgba(255,255,255,.78);
  line-height: 1.55;
}

.hero-provider-list {
  display: grid;
  gap: 10px;
}

.hero-provider {
  display: grid;
  grid-template-columns: 72px minmax(0,1fr) auto;
  gap: 13px;
  align-items: center;
  padding: 10px 12px;
  color: #102641;
  background: rgba(255,255,255,.96);
  border: 1px solid rgba(255,255,255,.9);
  border-radius: 14px;
  box-shadow: 0 8px 24px rgba(0,0,0,.08);
}

.hero-provider img {
  display: block;
  width: 72px;
  height: 42px;
  object-fit: contain;
  background: #fff;
  border-radius: 7px;
}

.hero-provider strong,
.hero-provider small {
  display: block;
}

.hero-provider strong {
  font-size: 15px;
}

.hero-provider small {
  margin-top: 2px;
  color: #61748b;
  font-size: 12px;
}

.hero-provider b {
  display: grid;
  place-items: center;
  width: 29px;
  height: 29px;
  color: #fff;
  background: var(--transfer-blue);
  border-radius: 50%;
  font-size: 13px;
}

.decision-strip {
  display: grid;
  grid-template-columns: repeat(4, minmax(0,1fr));
  overflow: hidden;
  margin-top: 0;
  background: #fff;
  border: 1px solid #dce8f3;
  border-radius: 18px;
  box-shadow: 0 14px 36px rgba(19,48,84,.08);
}

.decision-strip > div {
  min-width: 0;
  padding: 18px 20px;
  border-right: 1px solid #e2ebf4;
}

.decision-strip > div:last-child {
  border-right: 0;
}

.decision-strip span,
.decision-strip strong {
  display: block;
}

.decision-strip span {
  margin-bottom: 5px;
  color: #667b91;
  font-size: 11px;
  font-weight: 900;
  letter-spacing: .06em;
  text-transform: uppercase;
}

.decision-strip strong {
  color: var(--transfer-navy);
  font-size: 15px;
  line-height: 1.35;
}

.transfer-guide-page .toc-card a[aria-current="true"] {
  color: var(--transfer-blue);
  background: #edf6ff;
}

.transfer-sidebar-card {
  padding: 20px;
  color: #fff;
  background: linear-gradient(145deg, #0b2345, #1767bd);
  border-radius: 18px;
  box-shadow: 0 14px 34px rgba(11,35,69,.16);
}

.transfer-sidebar-card span {
  display: block;
  color: #9eeeff;
  font-size: 11px;
  font-weight: 900;
  letter-spacing: .07em;
  text-transform: uppercase;
}

.transfer-sidebar-card strong {
  display: block;
  margin-top: 8px;
  font-size: 20px;
  line-height: 1.25;
}

.transfer-sidebar-card ol {
  display: grid;
  gap: 9px;
  margin: 14px 0 0;
  padding-left: 20px;
  color: rgba(255,255,255,.82);
  font-size: 13px;
  line-height: 1.45;
}

.transfer-summary {
  display: grid;
  grid-template-columns: 1.2fr .8fr;
  gap: 24px;
  align-items: start;
}

.summary-answer {
  padding: 22px;
  color: #0e2d4d;
  background: linear-gradient(135deg, #eaf7ff, #f5f1ff);
  border: 1px solid #cfe3f6;
  border-left: 5px solid var(--transfer-blue);
  border-radius: 16px;
}

.summary-answer p {
  margin: 0;
  font-size: 17px;
  line-height: 1.65;
}

.three-checks {
  display: grid;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.three-checks li {
  display: grid;
  grid-template-columns: 34px 1fr;
  gap: 11px;
  align-items: center;
  padding: 12px;
  color: #26425f;
  background: #f8fbfe;
  border: 1px solid #dfe9f2;
  border-radius: 13px;
  font-size: 14px;
  line-height: 1.35;
}

.three-checks b {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  color: #fff;
  background: var(--transfer-blue);
  border-radius: 50%;
}

.provider-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: 18px;
  margin-top: 22px;
}

.provider-card {
  position: relative;
  display: flex;
  flex-direction: column;
  min-width: 0;
  overflow: hidden;
  background: #fff;
  border: 1px solid #dce7f1;
  border-radius: 20px;
  box-shadow: 0 12px 32px rgba(15,45,78,.08);
}

.provider-card::before {
  position: absolute;
  inset: 0 0 auto;
  height: 5px;
  background: var(--provider-color, var(--transfer-blue));
  content: "";
}

.provider-card[data-provider="paysend"] { --provider-color: #7b3cff; }
.provider-card[data-provider="wise"] { --provider-color: #59b62b; }
.provider-card[data-provider="revolut"] { --provider-color: #176fe8; }
.provider-card[data-provider="transfergo"] { --provider-color: #ffcf35; }

.provider-head {
  display: grid;
  grid-template-columns: 112px 1fr;
  gap: 16px;
  align-items: center;
  padding: 22px 22px 14px;
}

.provider-head img {
  display: block;
  width: 112px;
  height: 58px;
  object-fit: contain;
  background: #fff;
  border: 1px solid #edf1f5;
  border-radius: 10px;
}

.provider-head h3 {
  margin: 0;
  font-size: 25px;
}

.provider-head p {
  margin: 3px 0 0;
  color: #64788e;
  font-size: 13px;
  line-height: 1.4;
}

.provider-body {
  display: flex;
  flex: 1;
  flex-direction: column;
  padding: 0 22px 22px;
}

.provider-body > p {
  margin-top: 0;
}

.provider-use {
  display: grid;
  gap: 8px;
  margin: 4px 0 18px;
  padding: 0;
  list-style: none;
}

.provider-use li {
  position: relative;
  padding-left: 23px;
  color: #405a73;
  font-size: 14px;
  line-height: 1.45;
}

.provider-use li::before {
  position: absolute;
  top: .42em;
  left: 2px;
  width: 9px;
  height: 9px;
  background: var(--provider-color, var(--transfer-blue));
  border-radius: 50%;
  content: "";
}

.provider-warning {
  margin-top: auto;
  padding: 11px 12px;
  color: #624600;
  background: #fff9de;
  border: 1px solid #f4df8d;
  border-radius: 12px;
  font-size: 13px;
  line-height: 1.45;
}

.provider-actions {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 10px;
  margin-top: 14px;
}

.provider-actions .button {
  min-height: 48px;
  white-space: normal;
  text-align: center;
}

.provider-actions .review-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0 5px;
  color: var(--transfer-blue);
  font-size: 13px;
  font-weight: 900;
  text-decoration: none;
}

.provider-actions .review-link:hover,
.provider-actions .review-link:focus-visible {
  text-decoration: underline;
}

.snapshot-note {
  margin-top: 20px;
  padding: 15px 17px;
  color: #405871;
  background: #f7fafc;
  border: 1px solid #dfe8f0;
  border-radius: 14px;
  font-size: 13px;
  line-height: 1.55;
}

.comparison-table th:first-child,
.comparison-table td:first-child {
  min-width: 138px;
}

.comparison-table td {
  vertical-align: top;
}

.fit-label {
  display: inline-block;
  margin-bottom: 5px;
  padding: 4px 8px;
  color: #0b4b31;
  background: #dff8e8;
  border-radius: 999px;
  font-size: 11px;
  font-weight: 900;
}

.cost-method-note {
  display: grid;
  grid-template-columns: auto repeat(3, minmax(0, 1fr));
  gap: 12px;
  align-items: center;
  margin: 20px 0;
  padding: 16px;
  color: #31506e;
  background: #edf7ff;
  border: 1px solid #c6e2f8;
  border-left: 5px solid var(--transfer-blue);
  border-radius: 15px;
  font-size: 13px;
  line-height: 1.45;
}

.nowrap-amount {
  white-space: nowrap;
}

.cost-method-note > strong {
  color: var(--transfer-navy);
}

.cost-method-note span {
  padding-left: 12px;
  border-left: 1px solid #c7dae9;
}

.fee-service-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.fee-service-card {
  overflow: hidden;
  padding: 0 18px 18px;
  background: #fff;
  border: 1px solid #d9e5ef;
  border-radius: 18px;
  box-shadow: 0 12px 28px rgba(13, 49, 88, .06);
}

.fee-service-card header {
  display: grid;
  grid-template-columns: 86px minmax(0, 1fr);
  gap: 13px;
  align-items: center;
  margin: 0 -18px 15px;
  padding: 16px 18px;
  background: linear-gradient(135deg, #f6f9fc, #eef6ff);
  border-bottom: 1px solid #dce7f0;
}

.fee-service-card header img {
  width: 86px;
  height: 50px;
  object-fit: contain;
  background: #fff;
  border-radius: 10px;
}

.fee-service-card header span,
.fee-service-card header strong {
  display: block;
}

.fee-service-card header span {
  color: #577089;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .04em;
  text-transform: uppercase;
}

.fee-service-card header strong {
  margin-top: 2px;
  color: var(--transfer-navy);
  font-size: 18px;
  line-height: 1.25;
}

.fee-service-card > p {
  color: #435f79;
  font-size: 14px;
  line-height: 1.58;
}

.amount-impact,
.funding-costs,
.revolut-examples {
  display: grid;
  gap: 7px;
  margin: 14px 0;
}

.amount-impact span,
.funding-costs span,
.revolut-examples span {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 12px;
  align-items: center;
  padding: 10px 12px;
  color: #35526e;
  background: #f5f8fb;
  border: 1px solid #e1e9f0;
  border-radius: 10px;
  font-size: 13px;
}

.amount-impact strong,
.funding-costs strong,
.revolut-examples strong {
  color: #0d4f91;
  text-align: right;
}

.revolut-examples span {
  grid-template-columns: minmax(0, 1fr) auto;
}

.revolut-examples small {
  grid-column: 1 / -1;
  margin-top: -7px;
  color: #71859a;
  font-size: 11px;
}

.fee-service-card .fee-caveat {
  margin: 13px 0 0;
  padding-top: 12px;
  color: #697e91;
  border-top: 1px solid #e2eaf1;
  font-size: 12px;
}

.cost-example-title {
  margin: 27px 0 5px;
  font-size: 24px;
}

.cost-example-intro {
  margin-top: 0;
}

.scenario-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 16px;
}

.scenario-card {
  overflow: hidden;
  background: #fff;
  border: 1px solid #d7e4ef;
  border-radius: 15px;
}

.scenario-head {
  padding: 14px 15px;
  background: linear-gradient(135deg, #edf7ff, #f7f4ff);
  border-bottom: 1px solid #d9e6f0;
}

.scenario-head span,
.scenario-head strong {
  display: block;
}

.scenario-head span {
  margin-bottom: 3px;
  color: #1478e8;
  font-size: 10px;
  font-weight: 900;
  letter-spacing: .07em;
  text-transform: uppercase;
}

.scenario-head strong {
  color: var(--transfer-navy);
  font-size: 17px;
  line-height: 1.35;
}

.scenario-card dl {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 8px;
  margin: 0;
  padding: 14px 14px 0;
}

.scenario-card dl > div {
  padding: 10px;
  background: #f5f8fb;
  border-radius: 10px;
}

.scenario-card dt {
  color: #657b90;
  font-size: 10px;
  font-weight: 900;
  letter-spacing: .04em;
  text-transform: uppercase;
}

.scenario-card dd {
  margin: 3px 0 0;
  color: #0d4f91;
  font-size: 18px;
  font-weight: 900;
}

.scenario-card > p {
  margin: 0;
  padding: 13px 15px 15px;
  color: #566d82;
  font-size: 13px;
  line-height: 1.55;
}

.scenario-card > p b {
  color: #294865;
}

.true-cost-equation {
  margin: 20px 0 16px;
  padding: 20px;
  color: #fff;
  background: linear-gradient(135deg, #0b2345, #0e5eae 68%, #6840e8);
  border-radius: 18px;
}

.true-cost-equation > span {
  display: block;
  margin-bottom: 10px;
  color: #bcefff;
  font-size: 11px;
  font-weight: 900;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.true-cost-equation > div {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  align-items: center;
}

.true-cost-equation strong {
  padding: 8px 10px;
  color: #102d4d;
  background: #fff;
  border-radius: 10px;
  font-size: 14px;
}

.true-cost-equation b {
  color: #c8f22c;
  font-size: 20px;
}

.cost-layer-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.cost-layer-card {
  padding: 17px;
  background: #fff;
  border: 1px solid #dbe6ef;
  border-radius: 15px;
}

.cost-layer-card > span {
  display: block;
  color: #1478e8;
  font-size: 10px;
  font-weight: 900;
  letter-spacing: .07em;
  text-transform: uppercase;
}

.cost-layer-card h3 {
  margin: 5px 0 9px;
  color: var(--transfer-navy);
  font-size: 20px;
}

.cost-layer-card p {
  margin: 6px 0 0;
  color: #536b80;
  font-size: 13px;
  line-height: 1.55;
}

.cost-layer-card p strong {
  color: #294865;
}

.two-number-check {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin-top: 14px;
}

.two-number-check > div {
  display: grid;
  grid-template-columns: 34px minmax(0, 1fr);
  gap: 10px;
  align-items: start;
  padding: 13px;
  color: #47627a;
  background: #f4f8fb;
  border: 1px solid #dbe6ef;
  border-radius: 13px;
}

.two-number-check span {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  color: #fff;
  background: var(--transfer-blue);
  border-radius: 10px;
  font-weight: 900;
}

.two-number-check p {
  margin: 0;
  font-size: 12px;
  line-height: 1.5;
}

.two-number-check p strong {
  display: block;
  margin-bottom: 3px;
  color: var(--transfer-navy);
}

.step-flow {
  position: relative;
  display: grid;
  gap: 12px;
  margin-top: 20px;
}

.transfer-step {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 15px;
  padding: 16px;
  background: #fff;
  border: 1px solid #dce6ef;
  border-radius: 14px;
}

.transfer-step > b {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  color: #fff;
  background: linear-gradient(135deg, var(--transfer-blue), var(--transfer-violet));
  border-radius: 15px;
  font-size: 18px;
}

.transfer-step h3 {
  margin: 0 0 5px;
  font-size: 19px;
}

.transfer-step p {
  margin: 0;
  color: #536a80;
  font-size: 14px;
  line-height: 1.55;
}

.method-cards {
  display: grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: 14px;
  margin-top: 18px;
}

.method-card {
  padding: 18px;
  background: #fff;
  border: 1px solid #dce7f0;
  border-radius: 16px;
}

.method-card h3 {
  margin: 0 0 6px;
  font-size: 20px;
}

.method-card p {
  margin: 0;
  color: #536b81;
  font-size: 14px;
  line-height: 1.55;
}

.method-card .method-verdict {
  display: inline-block;
  margin-top: 11px;
  padding: 5px 9px;
  color: #174f39;
  background: #e2f7ea;
  border-radius: 999px;
  font-size: 11px;
  font-weight: 900;
}

.recipient-route-choice {
  margin: 18px 0;
  padding: 18px;
  color: #234663;
  background: linear-gradient(135deg, #eef8ff, #f5f2ff);
  border: 1px solid #cfe1f2;
  border-radius: 16px;
}

.recipient-route-choice strong {
  display: block;
  margin-bottom: 5px;
  color: var(--transfer-navy);
  font-size: 18px;
}

.recipient-route-choice p {
  margin: 0;
  line-height: 1.6;
}

.recipient-data-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.recipient-data-card {
  position: relative;
  padding: 17px 17px 16px 63px;
  background: #fff;
  border: 1px solid #dce6ef;
  border-radius: 15px;
}

.recipient-code {
  position: absolute;
  top: 17px;
  left: 16px;
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  color: #fff;
  background: linear-gradient(135deg, var(--transfer-blue), var(--transfer-violet));
  border-radius: 10px;
  font-size: 11px;
  font-weight: 900;
}

.recipient-data-card h3 {
  margin: 0 0 8px;
  font-size: 19px;
}

.recipient-data-card p {
  margin: 5px 0 0;
  color: #526a80;
  font-size: 13px;
  line-height: 1.5;
}

.recipient-data-card p strong {
  color: #173a5b;
}

.recipient-check-strip {
  display: grid;
  grid-template-columns: auto repeat(4, minmax(0, 1fr));
  gap: 10px;
  align-items: center;
  margin-top: 14px;
  padding: 14px 16px;
  color: #405c75;
  background: #f7fafc;
  border: 1px solid #dce6ef;
  border-radius: 14px;
  font-size: 12px;
}

.recipient-check-strip strong {
  color: var(--transfer-navy);
}

.recipient-check-strip span {
  padding-left: 10px;
  border-left: 1px solid #d6e2eb;
}

.risk-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 14px;
  margin-top: 18px;
}

.risk-card {
  padding: 17px;
  background: #fff;
  border: 1px solid #dce6ef;
  border-radius: 15px;
}

.risk-card strong {
  display: block;
  color: #112e4d;
}

.risk-card p {
  margin: 6px 0 0;
  color: #566d83;
  font-size: 13px;
  line-height: 1.5;
}

.warning-panel {
  margin-top: 18px;
  padding: 18px;
  color: #513b00;
  background: #fff8d7;
  border: 1px solid #f3d66d;
  border-left: 5px solid #d99b00;
  border-radius: 15px;
}

.warning-panel p {
  margin: 5px 0 0;
  line-height: 1.55;
}

.corridor-panel {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 24px;
  align-items: center;
  margin-top: 18px;
  padding: 22px;
  color: #fff;
  background: linear-gradient(130deg, #0b2345, #2859a5 62%, #6d3ee8);
  border-radius: 18px;
}

.corridor-panel h3 {
  margin: 0;
  color: #fff;
}

.corridor-panel p {
  margin: 6px 0 0;
  color: rgba(255,255,255,.8);
  line-height: 1.55;
}

.faq-intro {
  margin-top: -2px;
  color: #5b7186;
}

.faq-quick-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 11px;
  margin: 18px 0 20px;
}

.faq-quick-grid > div {
  padding: 14px;
  background: linear-gradient(135deg, #eff8ff, #f7f5ff);
  border: 1px solid #d6e4f0;
  border-radius: 14px;
}

.faq-quick-grid span,
.faq-quick-grid strong {
  display: block;
}

.faq-quick-grid span {
  margin-bottom: 5px;
  color: #1478e8;
  font-size: 10px;
  font-weight: 900;
  letter-spacing: .06em;
  text-transform: uppercase;
}

.faq-quick-grid strong {
  color: var(--transfer-navy);
  font-size: 14px;
  line-height: 1.35;
}

.faq-list {
  display: grid;
  gap: 9px;
  counter-reset: transfer-faq;
}

.transfer-guide-page .faq-list details {
  overflow: hidden;
  margin: 0;
  background: #fff;
  border: 1px solid #d7e4ef;
  border-radius: 13px;
  counter-increment: transfer-faq;
  transition: border-color .2s ease, box-shadow .2s ease;
}

.transfer-guide-page .faq-list details[open] {
  border-color: #9fcaf2;
  box-shadow: 0 9px 24px rgba(13, 79, 145, .08);
}

.transfer-guide-page .faq-list summary {
  position: relative;
  display: grid;
  grid-template-columns: 34px minmax(0, 1fr) 28px;
  gap: 11px;
  align-items: center;
  min-height: 62px;
  padding: 12px 15px;
  color: var(--transfer-navy);
  cursor: pointer;
  font-weight: 900;
  line-height: 1.35;
  list-style: none;
}

.transfer-guide-page .faq-list summary::-webkit-details-marker {
  display: none;
}

.transfer-guide-page .faq-list summary:focus-visible {
  outline: 3px solid rgba(20, 120, 232, .42);
  outline-offset: -3px;
}

.transfer-guide-page .faq-list summary::before {
  content: counter(transfer-faq, decimal-leading-zero);
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  color: #0b5fac;
  background: #e9f5ff;
  border-radius: 10px;
  font-size: 11px;
}

.transfer-guide-page .faq-list summary::after {
  content: "+";
  display: grid;
  place-items: center;
  width: 28px;
  height: 28px;
  color: #fff;
  background: var(--transfer-blue);
  border-radius: 50%;
  font-size: 20px;
  font-weight: 700;
  line-height: 1;
}

.transfer-guide-page .faq-list details[open] summary::after {
  content: "−";
}

.transfer-guide-page .faq-list details p {
  margin: 0;
  padding: 0 58px 17px 60px;
  color: #4b647b;
  font-size: 14px;
  line-height: 1.65;
}

.multi-cta-strip {
  overflow: hidden;
  padding: 26px;
  color: #fff;
  background:
    radial-gradient(circle at 95% 12%, rgba(200,242,44,.9), transparent 21%),
    linear-gradient(135deg, #0b2345, #0e5fb4 66%, #6f3df1);
  border-radius: 20px;
}

.multi-cta-strip h2 {
  max-width: 760px;
  margin: 5px 0 8px;
  color: #fff;
}

.multi-cta-strip > p {
  max-width: 760px;
  color: rgba(255,255,255,.78);
}

.multi-cta-buttons {
  display: grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: 10px;
  margin-top: 18px;
}

.multi-cta-buttons .button {
  justify-content: center;
  min-height: 52px;
  white-space: normal;
  text-align: center;
}

.multi-cta-buttons .button:nth-child(n+2) {
  color: #12304e;
  background: #fff;
}

.transfer-guide-page .article-meta a {
  color: inherit;
  font-weight: 900;
  text-decoration: none;
}

.transfer-guide-page .article-meta a:hover,
.transfer-guide-page .article-meta a:focus-visible {
  color: var(--transfer-blue);
  text-decoration: underline;
}

.transfer-author-card {
  display: grid;
  grid-template-columns: 82px minmax(0, 1fr);
  gap: 16px;
  align-items: center;
  margin: 18px 0;
  padding: 17px;
  background: linear-gradient(135deg, #eef8ff, #f6f3ff);
  border: 1px solid #d3e3f0;
  border-radius: 16px;
}

.transfer-author-card img {
  width: 82px;
  height: 82px;
  object-fit: cover;
  border: 3px solid #fff;
  border-radius: 50%;
  box-shadow: 0 8px 20px rgba(13, 49, 88, .12);
}

.transfer-author-card span {
  display: block;
  color: #1478e8;
  font-size: 10px;
  font-weight: 900;
  letter-spacing: .07em;
  text-transform: uppercase;
}

.transfer-author-card h3 {
  margin: 3px 0 5px;
  font-size: 21px;
}

.transfer-author-card h3 a {
  color: var(--transfer-navy);
  text-decoration: none;
}

.transfer-author-card h3 a:hover,
.transfer-author-card h3 a:focus-visible {
  color: var(--transfer-blue);
  text-decoration: underline;
}

.transfer-author-card p {
  margin: 0;
  color: #526b81;
  font-size: 13px;
  line-height: 1.55;
}

.source-list time {
  display: block;
  margin-top: 2px;
  color: #718196;
  font-size: 11px;
}

.transfer-guide-page details {
  border-color: #dce7f1;
}

@media (max-width: 1100px) {
  .decision-strip {
    grid-template-columns: repeat(2, minmax(0,1fr));
  }

  .decision-strip > div:nth-child(2) {
    border-right: 0;
  }

  .decision-strip > div:nth-child(-n+2) {
    border-bottom: 1px solid #e2ebf4;
  }

}

@media (max-width: 900px) {
  .transfer-guide-page .article-hero {
    padding-top: 42px;
  }

  .transfer-summary,
  .provider-grid,
  .fee-service-grid,
  .risk-grid {
    grid-template-columns: 1fr;
  }

  .cost-method-note,
  .recipient-check-strip {
    grid-template-columns: 1fr 1fr;
  }

  .cost-method-note > strong,
  .recipient-check-strip strong {
    grid-column: 1 / -1;
  }

  .cost-method-note span:nth-child(2),
  .recipient-check-strip span:nth-child(2) {
    padding-left: 0;
    border-left: 0;
  }

  .transfer-hero-card {
    min-height: auto;
  }

  .comparison-table table {
    min-width: 760px;
  }
}

@media (max-width: 680px) {
  .transfer-guide-page .article-hero-copy h1 {
    font-size: clamp(36px, 11.5vw, 50px);
  }

  .transfer-guide-page .article-lead {
    font-size: 17px;
  }

  .hero-provider {
    grid-template-columns: 62px minmax(0,1fr) 27px;
  }

  .hero-provider img {
    width: 62px;
    height: 38px;
  }

  .decision-strip,
  .method-cards,
  .scenario-grid,
  .cost-layer-grid,
  .two-number-check,
  .recipient-data-grid,
  .faq-quick-grid,
  .multi-cta-buttons {
    grid-template-columns: 1fr;
  }

  .true-cost-equation > div {
    display: grid;
    grid-template-columns: 1fr;
  }

  .true-cost-equation b {
    display: none;
  }

  .cost-method-note,
  .recipient-check-strip {
    grid-template-columns: 1fr;
  }

  .cost-method-note span,
  .recipient-check-strip span {
    padding: 8px 0 0;
    border-top: 1px solid #d6e2eb;
    border-left: 0;
  }

  .cost-method-note span:nth-child(2),
  .recipient-check-strip span:nth-child(2) {
    border-top: 0;
  }

  .transfer-guide-page .faq-list summary {
    grid-template-columns: 32px minmax(0, 1fr) 28px;
    gap: 9px;
    padding: 11px 12px;
    font-size: 14px;
  }

  .transfer-guide-page .faq-list summary::before {
    width: 32px;
    height: 32px;
  }

  .transfer-guide-page .faq-list details p {
    padding: 0 16px 16px 53px;
  }

  .decision-strip > div {
    border-right: 0;
    border-bottom: 1px solid #e2ebf4;
  }

  .decision-strip > div:last-child {
    border-bottom: 0;
  }

  .provider-head {
    grid-template-columns: 90px 1fr;
    padding: 20px 17px 12px;
  }

  .provider-head img {
    width: 90px;
    height: 52px;
  }

  .provider-body {
    padding: 0 17px 18px;
  }

  .provider-actions {
    grid-template-columns: 1fr;
  }

  .transfer-author-card {
    grid-template-columns: 64px minmax(0, 1fr);
    gap: 12px;
    padding: 14px;
  }

  .transfer-author-card img {
    width: 64px;
    height: 64px;
  }

  .corridor-panel {
    grid-template-columns: 1fr;
  }

  .transfer-step {
    grid-template-columns: 42px 1fr;
    gap: 12px;
  }

  .transfer-step > b {
    width: 42px;
    height: 42px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .transfer-guide-page *,
  .transfer-guide-page *::before,
  .transfer-guide-page *::after {
    scroll-behavior: auto !important;
    transition-duration: .01ms !important;
  }
}