.savings-page {
  --su-ink: #102541;
  --su-muted: #58708f;
  --su-blue: #087cf0;
  --su-blue-dark: #0c4f91;
  --su-teal: #008572;
  --su-navy: #0c3157;
  --su-yellow: #ffbd24;
  --su-line: #cbddec;
  --su-soft: #eef6fd;
  --su-green-soft: #ecfaf6;
  --su-warn-soft: #fff5db;
  --su-danger-soft: #fff1f2;
  background: #f3f8fc;
  color: var(--su-ink);
}

.savings-page main { overflow: clip; }
.savings-page .section-shell { width: min(1180px, calc(100% - 40px)); }
.savings-page .site-header { background: rgba(255,255,255,.98); }

.su-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.12fr) minmax(360px, .88fr);
  gap: 42px;
  padding-top: 58px;
  padding-bottom: 48px;
  align-items: start;
}

.su-hero h1 {
  max-width: 760px;
  margin: 14px 0 18px;
  font-size: clamp(2.55rem, 5vw, 4.65rem);
  line-height: .98;
  letter-spacing: -.055em;
}

.su-lead {
  max-width: 760px;
  margin: 0;
  color: var(--su-muted);
  font-size: clamp(1.08rem, 1.7vw, 1.28rem);
  line-height: 1.68;
}

.su-verified,
.su-kicker {
  margin: 0;
  color: #076fcf;
  font-size: .78rem;
  font-weight: 900;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.su-meta,
.su-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.su-meta { margin: 26px 0 0; }
.su-meta span {
  padding: 9px 13px;
  border: 1px solid var(--su-line);
  border-radius: 999px;
  background: #fff;
  color: #34516f;
  font-size: .88rem;
  font-weight: 800;
}

.su-actions { margin-top: 24px; }
.su-actions .button { min-height: 50px; padding: 14px 20px; }
.savings-page .button-secondary {
  border: 1px solid #9dbbd5;
  background: #fff;
  color: #075faa;
}
.savings-page .button-secondary:hover { background: #e9f4ff; color: #063c6d; }

.su-disclosure {
  margin: 20px 0 0;
  padding: 12px 15px;
  border-left: 4px solid var(--su-yellow);
  background: #fff8e8;
  color: #5c4b29;
  font-size: .88rem;
  line-height: 1.55;
}

.su-market-card {
  overflow: hidden;
  border: 1px solid #164e75;
  border-radius: 28px;
  background: linear-gradient(145deg, #0b3156, #08736f);
  color: #fff;
  box-shadow: 0 24px 55px rgba(20, 61, 94, .18);
}
.su-market-card > img { display: block; width: 100%; height: 210px; object-fit: cover; }
.su-market-head { padding: 24px 26px 18px; }
.su-market-head span { color: #8be8ff; font-weight: 900; letter-spacing: .1em; text-transform: uppercase; }
.su-market-head strong { display: block; margin-top: 5px; font-size: 1.45rem; line-height: 1.25; }
.su-market-grid { display: grid; grid-template-columns: 1fr 1fr; border-top: 1px solid rgba(255,255,255,.18); }
.su-market-grid div { min-height: 116px; padding: 21px 24px; border-right: 1px solid rgba(255,255,255,.16); border-bottom: 1px solid rgba(255,255,255,.16); }
.su-market-grid div:nth-child(2n) { border-right: 0; }
.su-market-grid strong { display: block; color: #fff; font-size: 1.58rem; line-height: 1.15; }
.su-market-grid span { display: block; margin-top: 7px; color: #d7eaf3; font-size: .82rem; line-height: 1.4; }
.su-market-note { margin: 0; padding: 18px 26px 22px; color: #e8f5fa; font-size: .9rem; line-height: 1.55; }

.su-layout {
  display: grid;
  grid-template-columns: 254px minmax(0, 1fr);
  gap: 30px;
  align-items: start;
  padding-bottom: 70px;
}
.su-sidebar { position: sticky; top: 100px; display: grid; gap: 16px; }
.su-toc,
.su-side-card {
  padding: 22px;
  border: 1px solid var(--su-line);
  border-radius: 20px;
  background: #fff;
}
.su-toc h2,
.su-side-card h2 { margin: 0 0 14px; font-size: 1rem; }
.su-toc ol { margin: 0; padding: 0; list-style: none; counter-reset: toc; }
.su-toc li { counter-increment: toc; border-bottom: 1px solid #e4edf4; }
.su-toc li:last-child { border-bottom: 0; }
.su-toc a { display: grid; grid-template-columns: 24px 1fr; gap: 8px; padding: 8px 0; color: #435d79; font-size: .84rem; line-height: 1.35; text-decoration: none; }
.su-toc a::before { content: counter(toc, decimal-leading-zero); color: #087cf0; font-size: .7rem; font-weight: 900; }
.su-toc a:hover { color: #0067c5; }
.su-side-card { background: var(--su-navy); color: #fff; }
.su-side-card p { margin: 0 0 16px; color: #d8e6f2; font-size: .88rem; line-height: 1.55; }
.su-side-card .button { display: flex; justify-content: center; width: 100%; background: var(--su-yellow); color: #102541; }
.su-side-card small { display: block; margin-top: 10px; color: #bdd2e3; }

.su-article { min-width: 0; display: grid; gap: 24px; }
.su-article > * { min-width: 0; }
.su-section {
  padding: clamp(27px, 4vw, 44px);
  border: 1px solid var(--su-line);
  border-radius: 24px;
  background: #fff;
  box-shadow: 0 12px 36px rgba(31, 68, 102, .055);
}
.su-section > :first-child { margin-top: 0; }
.su-section > :last-child { margin-bottom: 0; }
.su-section h2 { margin: 9px 0 16px; font-size: clamp(1.75rem, 3.2vw, 2.65rem); line-height: 1.08; letter-spacing: -.035em; }
.su-section h3 { margin: 28px 0 10px; font-size: 1.28rem; line-height: 1.25; }
.su-section p,
.su-section li { color: #263f5b; line-height: 1.72; }
.su-section a:not(.button) { color: #0071db; font-weight: 700; text-underline-offset: 3px; }

.su-summary {
  padding: clamp(30px, 4vw, 48px);
  border-radius: 26px;
  background: linear-gradient(135deg, #0d3159, #0b7070);
  color: #fff;
}
.su-summary .su-kicker { color: #81eaff; }
.su-summary h2 { margin: 9px 0 14px; color: #fff; font-size: clamp(1.85rem, 3.4vw, 2.9rem); line-height: 1.08; }
.su-summary > p { color: #e3f1f6; line-height: 1.7; }
.su-winner-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; margin-top: 24px; }
.su-winner { padding: 20px; border: 1px solid rgba(255,255,255,.2); border-radius: 16px; background: rgba(255,255,255,.09); }
.su-winner span { color: #9eefff; font-size: .72rem; font-weight: 900; letter-spacing: .07em; text-transform: uppercase; }
.su-winner strong { display: block; margin: 7px 0 6px; color: #fff; font-size: 1.18rem; }
.su-winner p { margin: 0; color: #e3f1f6; font-size: .9rem; line-height: 1.55; }

.su-callout { margin: 22px 0; padding: 18px 20px; border-left: 5px solid var(--su-blue); border-radius: 12px; background: var(--su-soft); }
.su-callout p { margin: 0; color: #173b5d; }
.su-callout--warning { border-left-color: #f1a500; background: var(--su-warn-soft); }
.su-callout--danger { border-left-color: #c54457; background: var(--su-danger-soft); }
.su-callout--green { border-left-color: var(--su-teal); background: var(--su-green-soft); }

.su-table-wrap { overflow-x: auto; margin: 20px 0; border: 1px solid var(--su-line); border-radius: 16px; background: #fff; -webkit-overflow-scrolling: touch; }
.su-table { width: 100%; min-width: 980px; border-collapse: collapse; }
.su-table caption { padding: 13px 16px; color: #5b718a; text-align: left; font-size: .84rem; }
.su-table th { padding: 14px 15px; background: #eaf3fb; color: #4a627d; font-size: .76rem; line-height: 1.35; text-align: left; text-transform: uppercase; }
.su-table td { padding: 17px 15px; border-top: 1px solid #dbe7f0; color: #213b58; font-size: .91rem; line-height: 1.55; vertical-align: top; }
.su-table td:first-child strong { display: block; color: #102541; font-size: 1.02rem; }
.su-table small { color: #607792; }
.su-table .su-rate { color: #007561; font-size: 1.08rem; font-weight: 900; white-space: nowrap; }
.su-table .button { min-width: 122px; padding: 10px 12px; font-size: .82rem; text-align: center; }
.su-tag { display: inline-block; margin: 5px 4px 0 0; padding: 4px 7px; border-radius: 999px; background: #e8f5ff; color: #0b67b4; font-size: .68rem; font-weight: 900; text-transform: uppercase; }
.su-tag--green { background: #e4f8f1; color: #007461; }
.su-tag--amber { background: #fff0cc; color: #8a5d00; }

.su-scenario-table { display: grid; gap: 10px; margin: 22px 0; }
.su-scenario-row { display: grid; grid-template-columns: 110px repeat(4, minmax(0,1fr)); gap: 1px; overflow: hidden; border: 1px solid var(--su-line); border-radius: 12px; background: var(--su-line); }
.su-scenario-row > div { padding: 13px; background: #fff; color: #2a4560; font-size: .86rem; }
.su-scenario-row:not(.su-scenario-row--head) > div:not(:first-child) { text-align: center; }
.su-scenario-row strong { color: #102541; }
.su-scenario-row--head > div { background: #eaf3fb; color: #4b627c; font-size: .72rem; font-weight: 900; text-transform: uppercase; }

.su-tool-stack { display: grid; gap: 18px; margin-top: 24px; }
.su-tool { overflow: hidden; border: 1px solid #b8d2e6; border-radius: 20px; background: #f8fbfe; }
.su-tool-head { padding: 24px 26px 18px; border-bottom: 1px solid #cfe0ed; }
.su-tool-head h3 { margin: 0 0 7px; }
.su-tool-head p { margin: 0; color: #536d88; }
.su-tool-body { display: grid; grid-template-columns: minmax(0,1.2fr) minmax(285px,.8fr); }
.su-tool-form { padding: 24px 26px; }
.su-fields { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; }
.su-field { display: grid; gap: 7px; }
.su-field--wide { grid-column: 1 / -1; }
.su-field label { color: #183858; font-size: .82rem; font-weight: 900; line-height: 1.35; }
.su-field input,
.su-field select { width: 100%; min-height: 48px; padding: 10px 12px; border: 1px solid #abc6dc; border-radius: 10px; background: #fff; color: #102541; font: inherit; }
.su-field input:focus,
.su-field select:focus { outline: 3px solid rgba(8,124,240,.18); border-color: var(--su-blue); }
.su-field small { color: #687e94; line-height: 1.4; }
.su-tool-result { padding: 24px; background: var(--su-navy); color: #fff; }
.su-tool-result h4 { margin: 0 0 18px; color: #9cecff; font-size: .75rem; letter-spacing: .08em; text-transform: uppercase; }
.su-result-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.su-result-grid div { padding: 14px; border: 1px solid rgba(255,255,255,.18); border-radius: 12px; background: rgba(255,255,255,.07); }
.su-result-grid span { display: block; color: #c5d8e7; font-size: .72rem; line-height: 1.35; }
.su-result-grid strong { display: block; margin-top: 5px; color: #fff; font-size: 1.25rem; }
.su-result-note { margin: 14px 0 0; padding: 13px; border-radius: 10px; background: #fff; color: #173b5d !important; font-size: .84rem; line-height: 1.5 !important; }
.su-presets { display: flex; flex-wrap: wrap; gap: 8px; margin: 0 0 16px; }
.su-preset { padding: 8px 11px; border: 1px solid #9bbcd7; border-radius: 999px; background: #fff; color: #075fa8; cursor: pointer; font: inherit; font-size: .78rem; font-weight: 800; }
.su-preset:hover { background: #e6f3ff; }

.su-step-grid,
.su-detail-grid,
.su-safety-grid,
.su-option-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 15px; margin-top: 20px; }
.su-step,
.su-detail,
.su-safety,
.su-option { padding: 20px; border: 1px solid var(--su-line); border-radius: 16px; background: #f8fbfe; }
.su-step > span { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 50%; background: var(--su-navy); color: #fff; font-weight: 900; }
.su-step h3,
.su-detail h3,
.su-safety h3,
.su-option h3 { margin: 12px 0 7px; font-size: 1.12rem; }
.su-step p,
.su-detail p,
.su-safety p,
.su-option p { margin: 0; font-size: .91rem; }
.su-detail .su-rate { color: #007561; font-size: 1.35rem; font-weight: 900; }

.su-equation { margin: 22px 0; padding: 22px; border: 2px solid #0b79df; border-radius: 16px; background: #0d477a; color: #fff; }
.su-equation span { display: block; color: #91e7ff; font-size: .75rem; font-weight: 900; text-transform: uppercase; }
.su-equation strong { display: block; margin-top: 7px; color: #fff; font-size: clamp(1.05rem, 2.2vw, 1.45rem); line-height: 1.45; }

.su-source-list { display: grid; grid-template-columns: 1fr 1fr; gap: 9px 28px; padding-left: 20px; }
.su-method-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 12px; margin: 23px 0; }
.su-method-grid div { display: grid; gap: 5px; padding: 16px; border: 1px solid var(--su-line); border-radius: 12px; background: #f8fbfe; }
.su-method-grid span { color: #617993; font-size: .76rem; font-weight: 800; text-transform: uppercase; }
.su-method-grid strong { color: #102541; }

.su-faq details { margin-top: 10px; border: 1px solid var(--su-line); border-radius: 13px; background: #f8fbfe; }
.su-faq summary { padding: 17px 19px; color: #173858; font-weight: 900; cursor: pointer; }
.su-faq details p { margin: 0; padding: 0 19px 18px; }

.su-conclusion { padding: clamp(32px, 5vw, 50px); border-radius: 26px; background: linear-gradient(135deg, #24114a, #4d24a0); color: #fff; }
.su-conclusion .su-kicker { color: #ffe152; }
.su-conclusion h2 { margin: 9px 0 14px; color: #fff; font-size: clamp(1.9rem, 3.8vw, 3rem); line-height: 1.08; }
.su-conclusion p { color: #eee8ff; line-height: 1.7; }
.su-conclusion .button-secondary { border-color: rgba(255,255,255,.55); background: transparent; color: #fff; }
.su-conclusion .button-secondary:hover { background: #fff; color: #362078; }

.su-related-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 16px; }
.su-related-card { overflow: hidden; border: 1px solid var(--su-line); border-radius: 16px; background: #fff; color: #102541 !important; text-decoration: none; }
.su-related-card img { display: block; width: 100%; height: 142px; object-fit: cover; }
.su-related-card div { padding: 17px; }
.su-related-card span { color: #087cf0; font-size: .7rem; font-weight: 900; text-transform: uppercase; }
.su-related-card h3 { margin: 6px 0; font-size: 1.05rem; }
.su-related-card p { margin: 0; color: #5a718b; font-size: .85rem; }

@media (max-width: 1120px) {
  .su-hero { grid-template-columns: 1fr; }
  .su-market-card { display: block; }
  .su-market-card > img { height: 260px; min-height: 0; object-position: center; }
  .su-layout { grid-template-columns: 1fr; }
  .su-sidebar { position: static; grid-template-columns: 1fr 1fr; }
  .su-toc ol { columns: 2; column-gap: 24px; }
  .su-toc li { break-inside: avoid; }
}

@media (max-width: 760px) {
  .savings-page .section-shell { width: min(100% - 28px, 1180px); }
  .su-hero { gap: 28px; padding-top: 34px; }
  .su-market-card { display: block; }
  .su-market-card > img { height: 180px; min-height: 0; }
  .su-sidebar { grid-template-columns: 1fr; }
  .su-toc ol { columns: 1; }
  .su-winner-grid,
  .su-step-grid,
  .su-detail-grid,
  .su-safety-grid,
  .su-option-grid,
  .su-related-grid,
  .su-source-list { grid-template-columns: 1fr; }
  .su-tool-body { grid-template-columns: 1fr; }
  .su-fields { grid-template-columns: 1fr; }
  .su-field--wide { grid-column: auto; }
  .su-method-grid { grid-template-columns: 1fr; }
  .su-scenario-row { grid-template-columns: 1fr; gap: 0; }
  .su-scenario-row--head { display: none; }
  .su-scenario-row > div { display: grid; grid-template-columns: 120px 1fr; gap: 10px; padding: 10px 13px; border-bottom: 1px solid #e3edf4; }
  .su-scenario-row > div::before { content: attr(data-label); color: #607993; font-size: .7rem; font-weight: 900; text-align: left; text-transform: uppercase; }
  .su-scenario-row > div:first-child { background: #eaf3fb; }
  .su-table { min-width: 0; }
  .su-table thead { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
  .su-table,
  .su-table tbody,
  .su-table tr,
  .su-table td { display: block; width: 100%; }
  .su-table caption { display: block; width: 100%; box-sizing: border-box; }
  .su-table tr { padding: 13px 0; border-top: 1px solid var(--su-line); }
  .su-table tr:first-child { border-top: 0; }
  .su-table td { display: block; padding: 10px 14px; border: 0; }
  .su-table td::before { content: attr(data-label); display: block; margin-bottom: 5px; color: #617993; font-size: .7rem; font-weight: 900; text-transform: uppercase; }
  .su-table td:first-child strong { font-size: 1.12rem; }
  .su-table .button { justify-self: start; }
}

@media (max-width: 420px) {
  .su-hero h1 { font-size: 2.42rem; }
  .su-market-grid { grid-template-columns: 1fr; }
  .su-market-grid div { min-height: 92px; border-right: 0; }
  .su-section { padding: 24px 19px; border-radius: 19px; }
  .su-summary,
  .su-conclusion { padding: 28px 21px; border-radius: 20px; }
  .su-actions { display: grid; }
  .su-actions .button { width: 100%; text-align: center; }
  .su-tool-head,
  .su-tool-form,
  .su-tool-result { padding: 20px 17px; }
  .su-result-grid { grid-template-columns: 1fr; }
  .su-scenario-row > div { grid-template-columns: 96px 1fr; }
}