{
  "checked_at": "2026-10-15",
  "publisher": "Moneyo.cz",
  "cost_model": {
    "type": "hypothetical_educational_example",
    "not_live_quote": true,
    "not_paysend_tariff": true,
    "total_budget_czk": 5000,
    "assumptions": "Fee is included in the fixed total budget. No separate funding-bank or recipient-bank charges. No promotion or bonus included.",
    "formula": "recipient_uah = (total_budget_czk - fee_czk) * uah_per_czk",
    "scenarios": [
      {
        "id": "A",
        "fee_czk": 0,
        "uah_per_czk": "2.00",
        "recipient_uah": "10000.00"
      },
      {
        "id": "B",
        "fee_czk": 50,
        "uah_per_czk": "2.08",
        "recipient_uah": "10296.00"
      }
    ],
    "methodology": "Original arithmetic example by Moneyo.cz. A/B are invented alternatives, not providers. Bar scale starts at zero and is identical for both bars."
  },
  "route": {
    "type": "qualitative_process_diagram",
    "steps": [
      "Sender checks the final fee, rate and recipient amount in Paysend before paying",
      "Sender confirms the CZK payment in Czechia using an eligible method and 3D Secure where requested",
      "Recipient receives UAH to eligible Ukrainian Visa/Mastercard or bank account"
    ],
    "sources": [
      "https://paysend.com/en-cz/send-money/from-czech-republic-to-ukraine",
      "https://help.paysend.com/hc/en-gb/articles/21059443361053-What-cards-can-I-use-for-transfers",
      "https://paysend.com/app-cm/blog/article-what-is-a-card-to-card-money-transfer"
    ],
    "methodology": "Editorial sequence: review all costs before payment, confirm the sender payment, then check recipient credit. Separates payer authentication from recipient details. Not a screenshot or a delivery-time scale."
  }
}